Bid accounting projectprojekty

As an individual with intermediate-level bid writing skill, I'm seeking a professional to assist with the development and structuring of an impactful presentation. I aim to demonstrate how to apply for bids effectively to Small and Medium-sized Enterprises (SMEs) as part of our business support service. Required Skills and Experience: - In-depth understanding of bid writing - Proven experience in creating compelling presentations - Knowledge in formatting and structuring bids - Ability to identify key selling points and write persuasive content - Familiarity with SMEs dynamics, needs, and expectations Your primary responsibility will be: - Helping identify key selling points for bids - Structuring the presentation to ensure it's persuasive and impactful - Guid...

I want ERP and CRM package software with Saas version standard features and menus. The features I want add python, node js, golang, java, javascript example: The investment I made. I want to receive it as soon as possible. ready package software. or redoing it from scratch. using open source No problem.

I need a Chartered Accountant, preferably with auditing experience, to assist with various accounting and compliance tasks relating to company winding up. Your responsibilities will include, but not be limited to: - Accounts Finalisation - Winding Up drafting - Winding up filing - ITR - 6 filing - DIN KYC filing

I'm looking for a developer who can help me create a cloud-based software system for bookkeeping. The system should be similar to QuickBooks but more focused on helping small and medium businesses manage their monthly bookkeeping effortlessly. Key Features: - Invoicing and Billin...my clients can use. User Interface Design: The user interface should be designed with a step-by-step guidance in mind. I want the software to be user-friendly and easy to navigate for clients with varying tech-savviness. Ideal Freelancer: - Experience in developing cloud-based accounting software - Proficient in Invoicing and Billing, Bank Reconciliation, and Expense Tracking systems - Adept at creating software with step-by-step guidance for ease of use Please include total cost and timeframe ...

... and manage requests. - Accounts Tracking: The app should have an intuitive accounting system that helps in financial tracking and record keeping. It should also allow for easy access to financial data. Implementation: The maintenance request tracking and accounts tracking functions should be seamlessly integrated into a single dashboard. This is to provide users with a consolidated view of all aspects of property management, making it easier to keep track of all operations. Primary Users: The primary users of this app will be property owners and maintenance staff. As such, the app should be designed with a user-friendly interface that caters to their specific needs. Ideal skills and experience for this project include: - Proficiency in web and mobile app development - ...

UPDATE: PLEASE POST: "I HAVE READ THE PROJECT DESCRIPTION" before bidding. If you do not do this, I will ignore your bid. UPDATE 2: Files will need to be in vector format so I can resize them. Thanks ------------------------------------------------------------------------------------------------------------------------------ I'm in need of high-quality 3D renderings (images) to be used in a mobile application I'm developing for both iPhone and Android platforms. The renderings will not be of architectural, products or landscapes - they will be purely abstract 3D images in various colours. Ideal skills & Experience: - Proficiency in 3D modeling and rendering software - Understanding of color theory to create appealing images - Portfolio of pri...

...looking to include in this project are: - Patient Portal: A secure area where my patients can access their records, book appointments, and communicate with me. - Digital Notes: A system that enables me to efficiently take and manage electronic notes during consultations. - Medical Billing: A feature that allows for smooth and accurate billing for services rendered to patients. - QuickBooks Integration: I would like the website to seamlessly link with QuickBooks for streamlined accounting and financial management. - Online Booking and payments - We also want a Shop area with ecommerce capabilities to integrate with either USA payment gateway or a Zimbabwean payment gateway like The successful candidate for this project should have a solid background

I have a small limited company and need help to do a end of year account to submit by June to HMRC. I have data in a spreadsheet. I can comply beforehand to faciitate the task I need to draft accounts mainly, calculate corporate tax to pay and submit. thanks

I'm in need of an accountant to handle our company's financial tasks in Gurugram. The primary responsibilities would include bookkeeping, financial stateme...Regular monthly bookkeeping. - Preparation of monthly financial statements. - Timely and accurate tax filing. We currently use Excel spreadsheets for our accounting, so proficiency in spreadsheets is essential. Experience with QuickBooks and Xero would be a plus, as we might decide to transition to one of these platforms in the future. The ideal candidate would be detail-oriented, organized, and able to work efficiently to meet our monthly accounting deadlines. Experience with corporate accounting and regulations in Gurugram or India would also be highly valued. Please provide a brief overview of you...

I'm seeking a financial expert with strong ...strong analytical skills to prepare a detailed project report that includes a cash flow statement. Key Components: - Financial Analysis: Deft in evaluating financial data and translating into meaningful insights that can drive key business decisions. - Project Report: Solid experience in creating comprehensive reports with complex data. Specifics: - The primary purpose of this report is to conduct a thorough financial performance analysis of my business. - Critical Key Performance Indicators (KPIs) for this analysis include: Return on Investment (ROI), Net Profit Margin, and Operating Cash Flow. Your expertise in the field of accounting and finance, inclusive of analyzing critical financial metrics, will be high...

...services. Ensure the website is optimized for speed and delivers an exceptional user experience across all devices. Match the aesthetic and design language of our existing itinerary platform, ensuring brand consistency across platforms. Implement a WooCommerce e-commerce platform tailored for the sale of travel packages and event tickets. Integrate the website seamlessly with Zoho (CRM), Xero (accounting software), Klaviyo (email marketing), and Zapier for additional integrations. Develop a user-friendly CMS that allows non-technical staff to easily update content. Design Preferences The website's design should emulate the look and feel of luxury travel magazines, focusing on a clean and luxurious presentation with an emphasis on high-quality imagery, taking inspiration...

My project revolves around utilizing the Buildium platform for accounting purposes and management of 10-50 rental properties. Key tasks include: - Recording financial transactions - Generating financial reports - Actively managing rental properties - Reconciling bank accounts For this project, I am keen on hiring someone with proficiency in Buildium, strong attention to detail, excellent understanding of property management, and impeccable organizational skills. Make sure you have an understanding of US GAAP norms and regulations. Previous experience in management of large number of property portfolios is a plus. Looking forward to your bids.

...id=1080&action=confirm_validate&confirm=yes&token=0ce48dc15784c2ab01de4f8f35c4618e&idwarehouse=1 Administrador de menús: Módulos/Aplicaciones: syslog, user, export, propal, contrat, expedition, supplier_proposal, loan, margin, product, tax, stock, notification, mailing, projet, categorie, import, socialnetworks, mycyberoffice, fckeditor, webservices, modulebuilder, hrm, approval, emailcollector, accounting, agenda, banque, barcode, cron, commande, expensereport, facture, fournisseur, holiday, opensurvey, resource, salaries, service, societe, variants, cyberoffice Administrador de tipo de base de datos: pgsql Error de solicitud de acceso a la base de datos: SELECT rowid, fk_parent, entity, label, description, color, fk_soc, visible, type, ref_ext, d...

I am seeking a talented graphic designer to create a minimalist, compelling logo for my company, "Mount Cook". The color scheme should predominantly be green a...and white, with potential to incorporate aspects of turquoise. This will be used for a letter head and on website branding. I like the qb logo used by QuickBooks accounting software The ideal freelancer for this project should have: - Extensive experience in designing minimalist logos - Ability to choose shades of green and turquoise that work harmoniously in a logo - Strong understanding of modern design principles By delivering a well-crafted logo that marries simplicity and modernity, you'll help us establish our brand identity. I look forward to viewing your portfolio and potentially collabo...

I'm in need of a skilled freelancer bookkeeper adept in QuickFile accounting software for my bank reconciliation tasks. This task needs to be performed on a weekly basis. Initially there is a task to reconcile last year full transactions (12 months), tagging and classifying transactions. Matching bank receipt against and Airbnb invoices. The volume of transactions processed each week is less than 100. It's vital for the candidate to process these transactions accurately, ensuring that my financial records are correct. Ideal Skills and Experience: - Proficiency in QuickFile accounting software. - Experience in bank reconciliation. - Strong attention to detail. Doing the work in Excel is OK.

Dears, we ask for EXPO TRADE SOLUTIONS LIMITED company registred in Hong Kong to prepare management reporting reguired according to Hong Kong stadards for establishment of bank accounts in Chine, to prepare required Balance sheet for the activity of 2023 . We trade with house and garden maintenance equipment , in period from June 2023, till December 31st,2023 we issued invoices in amount of 99.882.789,32 CNY ,and we obtained invoices of amount of 99.284.798,65 cny , difference is brutto attached summary spread a lot Ladislav [Removed by freelancer.com admin] Thanks a lot for your support Ladislav

As a business owner, I am currently seeking a dedicated full-time Accountant, who is well-versed in using Tally software. A candidate with an in-depth understanding of accounting principles and experience in bookkeeping will be the ideal fit for the role. Key Requirements: - Extensive experience in full-time accountancy roles - Proficiency in using Tally accounting software - Strong knowledge in computing taxes, auditing, and preparing balance sheets - Strong problem-solving skills and attention to detail The chosen candidate will work on daily accounting tasks, manage invoices and tax payments, perform financial forecasting, and create budget plans. If you love working with numbers and have a strategic mind, feel free to apply!

...Manager to spearhead the expansion of our clientele base. As the primary face of our company, you will be entrusted with formulating and executing effective sales strategies to drive business growth. Your primary objective will be to cultivate a robust pipeline of prospective clients and facilitate demo calls with interested prospects. Key Responsibilities: Initiate conversations with potential Accounting Firm owners and guide them towards scheduling demo calls. Conduct thorough research to identify and engage key prospects, generating interest in our product. Utilize various channels such as inbound leads, outbound cold calls, emails, and LinkedIn messaging to source new sales opportunities. Assess and qualify leads, directing qualified prospects to the appropriate personnel for...

I'm looking for a skilled Android developer who can create a financial management app. This job requires proficiency in the following areas: - Android app development - Finance or accounting knowledge The app should offer features for: - Accounting, including invoicing and financial reports generation - Personal finance management, involving expense tracking and budget tool inclusion Experience in developing similar applications would be beneficial. It's essential to have a good understanding of how financial apps work to ensure seamless integration of these features. Successful completion may lead to future collaborations for app enhancements or related projects.

I urgently need a skilled bookkeeper to help me ...urgently need a skilled bookkeeper to help me get my finances in order. While I skipped the specifics of the bookkeeping platform software, I'd prefer candidates who are proficient with QuickBooks, Xero, or Sage. Time management is critical for this project, so it'll be a bonus if you have proven experience in delivering quality work on short notice. Your responsibilities will include: - General bookkeeping duties - Assuring financial information accuracy - Documenting financial transactions - Recommending financial actions after analyzing accounting options In summary, I'm seeking a quick and efficient accountant with substantial bookkeeping experience, an excellent understanding of bookkeeping platforms, a...

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Hi, I need many articles related to marketing. I will ask for a 100 -150 word sample on the topic given by me. Payment will be via escrow. Interested candidate please bid. Long term work for the right candidate. Regards, B

We require an experienced accounting professional for both bookkeeping and accounting services. Our immediate services needed include: - Bookkeeping - Preparation of annual financial statements - Tax filing - Form C-S preparation - Overall accounts management Proficiency in Singapore's tax laws and regulations, and experience in working with Singaporean companies are must-haves. Attention to detail and high standards of professionalism and confidentiality are crucial. Flexibility in handling a variety of finance-related tasks would be beneficial.

I need an experienced freelancer who specializes in software integration, specifically with accounting software. I am currently using Epay Manager and Rose Rocket and require refining their functionality. Key Tasks: - The integration of Epay Manager and Rose Rocket. - Enable these two systems to effectively communicate and transfer data between each other. Ideal Skills and Experience: - Experience in working with both Epay Manager and Rose Rocket. - Proven track record in software integration. - Understanding of accounting software would be an advantage. Please provide examples of similar projects you have completed, specifically related to software integration. This will greatly assist me in making my decision. Thanks in advance for your bids.

We are looking for a bookeeper to assist with ongoing functions for 2 businesses including: - Pay roll management in Xero - Cash reconciliation - Accounts receiveable and payable - Running of monthly reports such as P and L and cashflow - Managing debtors Ideally someone CPA qualified that is an EXPERT in xero and able to work in Australian time zones. Must be able to attend all staff meetings, and be online to answer questions inside Australian working hours.

We're looking for a HR and Accounting SaaS web application to be built: With the following type of features: All in one suite for human resources. Time tracking pay roll document storage Directory Employee information Absence tracker Performance and appraisal Organisation charts Payment integration to pay staff Onboarding/offboarding Employee messaging Employee/department to do/tasks Accounting/accounting integration Login portal (where we can also give custom branded portals to individuals who pay for our premium plans) Recruitment (job posting [which can be shared via a link for external people to apply], applicant tracking etc) Recruitment Management Workflow management Portal Management Social Media Integration Employee database management Onboarding Time o...

I'm in need of an experienced accountant, proficient particularly in QuickBooks, to assist me with tax preparation for my service business. Tasks include but are not limited to: - Tax preparation The perfect candidate should have: - Deep understanding of financial principles and practices - Proven experience with QuickBooks - Familiarity with service business operations - Strong analytical skills for strategic financial decision-making - Deep knowledge in tax preparations and submissions Looking forward to hearing solid strategies for efficient financial management. Let's get my books pristine and in top shape.

...currently in need of a full-time bookkeeper to handle tasks related to property management. The scope of work includes: - Accounting: Managing the day-to-day financial operations and ensuring that all transactions are well-documented and organized. - Financial reporting: Creating comprehensive and accurate financial reports. The successful candidate must have: - Intermediate experience with AppFolio, as this is the platform we use for property management. - Experience in managing accounting and financial reporting, preferably in the property management sector. - BOTH of the above are needed The ability to efficiently use AppFolio for property management and accounting tasks is critical for this position. We are a small and growing property management...

I'm currently managing an existing dropshipping business and need a hand. My main concern is my ability to identify the most profitable products, alongside optimizing existing product listings. Here's where I need assistance: • Optimizing product listings: This is two-fold - I need someone who can craft compelling product descriptions, as well as strategically optimize product titles and tags. • Finding profitable products: I need help identifying profitable niches for my business, and someone with a keen eye on researching competition. Experience and proficiency in all of these areas is required for this job, and personal experience with Aliexpress to eBay dropshipping is a must.

I am seeking a professional accountant with comprehensive knowledge and skills in bookkeeping, financial statement preparation, taxation services, and payr...entries are accurate and up-to-date. - Financial statements: I require regular preparation of key financial statements, comprising the balance sheet, income statement, and cash flow statement. - Taxation Services: I also need a professional who can handle taxation matters, from tax planning to returns preparation and submission. - Payroll Processing: Even though this isn't the main focus of the project, having the ability to assist with payroll processing will be highly advantageous. Your application should demonstrate your profound understanding of these tasks, alongside your proficiency in QuickBooks. I look forward to...

Description: We are seeking a skilled web developer or development team to build a subscription-based janitorial bid management and walkthrough calculator web application. This application will enable janitorial service providers to create detailed bids, manage clients, and calculate service costs effectively. Key Features: Client Dashboard: A secure, personalized dashboard for each client, enabling them to create, view, manage, and store janitorial bids. Multi-step Bid Creation: A step-by-step process that gathers information about bids, customer details, building information, work loading and pricing, specialty work, and supply sales, culminating in a final proposal generation. Walkthrough Form/Calculator: A dynamic form that calculates cleaning times based on user in...

I'm looking for a financial whiz who'll handle critical monthly tasks such as bookkeeping, financial statement preparation, and budgeting and forecasting for my operation. This role will require top-notch expertise in ZOHO and ODOO software for effe...execution. Key Responsibilities: * Comprehensive monthly bookkeeping, covering all facets * Accurate preparation of financial statements * Insightful budgeting and forecasting Ideal Candidate: The ideal freelancer will be an outsourced CFO, with a verifiable track record in accounting and finance, and who is adept at using ZOHO and ODOO tools. A perfect grasp of how to navigate this software will be highly advantageous. The company should have extensive experience in automation alongside experience in European and Swiss ...

I'm looking for an expert to troubleshoot my Fortigate 60F configuration. The router is currently not responding to ping and isn't receiving RADIUS accounting data from an external, hosted RADIUS server with custom ports. I'm able to access the Fortigate 60F via its web interface, and it's connected through AnyDesk. I assure you that there have been no recent changes made to the network configuration. Key Tasks include: - Understand and fix the root cause making the router not respond to ping - Determine why the router isn't receiving RADIUS accounting data from our RADIUS server and rectify it The ideal freelancer for this project should possess: - Profound knowledge and experience in networking - Hands-on experience with Fortigate - Fami...

I am in need of an accountant who can provide bookkeeping services for my business. Specific requirements for the project include: - Managing and organizing financial records - Recording and categorizing transactions - Reconciling bank statements Ideal skills and experience for the job: - Proficiency in bookkeeping and accounting principles - Knowledge of various accounting software - Attention to detail and accuracy in financial data management As I use a specific accounting software, the ideal candidate should be familiar with it. However, I am open to suggestions if there is a better option for my business. Please provide examples of previous work and references.

I'm in need of a freelance bookkeeper fluent in German for approximately 20 hours per week. Key responsibilities will include document research and debtor/creditor management. - Software Proficiency: You should have experience in Excel and a solid grasp of basic accounting principles. - Responsibilities: Duties will involve expense tracking, invoicing, and bank reconciliations. A keen, meticulous eye for detail is a requisite as well as outstanding organizational skills. A flexible, freelancer approach is ideal for this project. This role will suit someone who enjoys piecing together information and has excellent problem-solving abilities. Experience in a similar role would be a great advantage.

I am in need of a bookkeeping accountant who is experienced in handling Paypal statements. I'm l...need of a bookkeeping accountant who is experienced in handling Paypal statements. I'm looking for someone who can efficiently and accurately manage my Paypal transactions. Key Requirements: - Proficient in bookkeeping and accounting - Experience in handling Paypal transactions - Attention to detail and accuracy Your responsibilities will include: - Reviewing and categorizing my Paypal transactions - Reconciling transactions with other financial records - Generating comprehensive financial reports The ideal candidate will have experience in bookkeeping and accounting, specifically in dealing with Paypal transactions. A high level of accuracy and attention to detail ...

...- Maintain digital and physical filing systems. - Organize documents, reports, and correspondence for easy retrieval. - Ensure confidentiality and security of sensitive information. 4. Email Monitoring and Organizing: - Manage and prioritize incoming emails. - Respond to emails on behalf of team members as directed. - Sort and file emails into relevant folders. 5. Billing and Accounting Activities: - Assist with invoicing and billing processes. - Track expenses and reconcile accounts. - Prepare financial reports as required. 6. Writing and Maintaining Records: - Draft and edit documents, reports, and presentations. - Update and maintain databases and records. 7. Vetting Potential Clients, Projects, Partnerships, etc.: - Conduct research on pot...

I'm in need of an experienced freelancer to customise my Odoo for our Marketing Agency, Accounting and Project Management modules. This requires expertise in various facets of customisation in Odoo, including: - Custom Chart of Accounts: Develop a unique chart of accounts tailored to my business needs. Understanding of accounting principles and the capability to design a fitting chart of accounts is a must. - Time Tracking Integration: Integrate and streamline a time tracking system into the project management module. Experience with incorporating such systems into Odoo is vital. - Custom Report Templates: Create bespoke report templates for both accounting and project management modules. The ability to customize data fields and the overall...

I am seeking a proficient freelancer to provide a robust range of accounting services using specialized software. The tasks will include: - Regular bookkeeping - Preparation of financial statements - Tax preparation - Auditing - Project report generation The hired freelancer needs to be well-versed in using accounting software that can competently manage: - Invoice processing - Payroll management - Expense tracking Ideal candidates should possess strong bookkeeping skills, proficiency in financial management, and experience in handling taxes and audits. Knowledge of innovative accounting software is a must. Your work will significantly influence financial decision-making, so precision and reliability are vital.

I'm seeking a skilled freelancer with strong MYOB ...seeking a skilled freelancer with strong MYOB skills specifically in setup and configuration for a service-based business. The project’s primary focus is to set up and configure my MYOB software to best meet the needs of my business, hence accounting and invoicing knowledge is essential. Note that I don't require training after setup as I am confident in using the software. Ideal candidate should possess: - Proven experience in setting up MYOB for service-based businesses - Strong understanding of accounting and invoicing - Ability to deliver the project promptly - High attention to detail and accuracy - Excellent communication skills. - I need someone to visit me _ I need help with migrating the ...

...augmenting user interface, and boosting performance, aiming for a significant improvement in user experience and engagement. - Domains: The websites represent a diverse mix of services including Cleaning, Consulting Services, Accounting and Taxation, and Not-for-Profit initiatives, necessitating a comprehensive understanding of these domains for the successful implementation of changes. Additionally, we require a few websites to be built from scratch. This is not a one-off opportunity, as there will be new projects coming your way. The payments will be done on a project basis as and when you complete each task. Ideal skills and experience: - Proficiency in modern web development tools and methodologies (WordPress, Elementor and others) - Experience in designing user-...

In pursuit of a highly proficient business accounting specialist. My business is in crucial need of expert handling of our accounting entries. Although the primary focus is on accounting entries, having experience and knowledge in auditing, tax advice, and financial planning is an advantageous plus. Ideal candidates should have: - Extensive experience in business accounting - Proficiency in auditing, tax advice, and financial planning - Demonstrated skills in bookkeeping as well as financial analysis, despite the main premise being accounting entries Familiarity with various accounting software and previous experience working with businesses similar to ours are favored attributes. Looking forward to collaborating with a meticulous and reliable pr...

Software will listen to some tcp messages. When the message arrives, decode the message. Write the encoded message in a mysql table. Write the decoded information in 2 tables. Total fields to be decoded is less than 10. We provide the NodeJs version (attached) of the decoder, you will have to make the python version

I am seeking a freelance accountant who is well-versed in Wave Accounting to help me manage my bookkeeping on a daily basis. The ideal candidate should have: - Proficient in Wave Accounting software - Extensive experience in bookkeeping - Ability to work on a daily basis - Strong communication skills - Attention to detail - Knowledge of accounting principles and practices The selected freelancer will be responsible for: - Managing all my accounting needs on a daily basis - Ensuring all transactions are accurately recorded - Preparing financial statements - Reconciling bank accounts - Advising on potential cost-saving opportunities Please provide your relevant experience and how you plan to handle daily updates.

...expense records, ensuring all transactions are accurately documented - Tax preparation: Formulating all necessary documentation for tax purposes - Financial analysis: Periodically assessing financial performances and suggesting improvements - Managing inventories: Overseeing inventory management for proper accounting **Software** You should be proficient in using Tally, one of the most comprehensive accounting software. **Qualifications** - Minimum of three years experience in accounting - Proficient in Tally - Strong understanding of tax codes and laws - Excellent problem-solving skills - Exceptional attention to detail This is a significant opportunity for an accountant looking for a steady, daily workload. I am eager to partner with a persistent and de...

I'm looking for a skilled content writer to create technical articles and services pages for my IT website. For Banner Content For Accounting Services Need those who can start on Immediate basis and for other page s

I am looking for a marketing expert to help promote my accounting services which focus on bookkeeping and accounting. The ideal candidate should have a background in digital marketing, especially in promoting professional services. Target Audience: - The promotion should be tailored to CPAs Key Features/ Benefits: - The focus will be on highlighting my bookkeeping and accounting services. I am open to suggestions on the best platforms to use for this promotion and any other strategies that may be beneficial. The goal is to increase awareness of my services and ultimately attract more clients.

As a small business owner, I am looking to hire an experienced accountant who can manage my accounting needs. This is a part-time position with potential to become full-time as the business grows. Responsibilities include: - Il devra parler et écrire très bien en francais - Il doit habiter au Québec - Bookkeeping: keeping track of all financial transactions - Tax preparation: preparing tax returns and ensuring compliance with tax regulations - Financial reporting: providing regular reports on the company's financial health Ideal candidates should have: - Proven experience in small business accounting - Proficiency in intermediate accounting software - Strong attention to detail and high level of accuracy - Knowledge of tax laws and regulatio...

I require an experienced accounting professional with excellent data entry skills and familiarity with Wave Accounting. - Primary responsibilities will be manually entering business transactions and invoices into my Wave Accounting System. - You will work with less than 100 transactions per month. - Previous B2B accounting experience will be highly beneficial. - I am looking for someone with attention to detail to ensure the utmost accuracy while entering important financial data. Strong proficiency in managing business expenses and invoices using Wave Accounting is necessary for this job.

..."Deliverable" section typically 1-2 pages or less. This is the crux of the request (sample attached) and it is this you will focus on fulfilling. Typically you will send our vendor this list of requirments and have them assess to respond with price and delivery. Once we have a quote, we'll make sure the vendor's payment terms match the RFPs terms and insurance requirements. You will then use our accounting software to write up the quote and submit our RFP response with our profit mark up easily online. The length of our RFP submissions are often just a 1 page price quote and a few pages of pre-filled references and company details easily remitted. It goes without say, the encumbant applicant is educated with at least an undergraduate degree or the like and...