Simple Flash Transparency Example

I need for someone to provide me with a simple example and instructions of how to make a Flash movie (SWF) appear OVER regular HTML content in a manner that still allows the HTML content to be accessible/clickable in both Firefox and Internet Explorer. I am already aware that this can be partially accomplished using wmode=transparent, however, I need to know how it is successfully done in both of the major browsers (IE & FireFox) WITHOUT an Active X trigger/popup and with full click through capabilities. For the flash movie, please just make a bouncing ball that bounces across the HTML content repeatedly/in a loop and for the HTML file, please include plenty of anchors with href set to "#" all over the page. Please include a CSS file if it is necessary. PLEASE ONLY BID ON THIS IF YOU ALREADY HAVE A WORKING EXAMPLE. Thanks!! Matt