Susovan S.

There are different categories of investors. Some are risk-prone; some are cautious. This divides the universe of investors in two distinct groups i.e. active investors and passive investors. Passive investors look for capital appreciation. However, not like aggressive equity investors.

After working for thirty years, and discharging all responsibilities perfectly, the retiring persons often find themselves in financial distress. The problem originates from unplanned retirement. The money received on account of retirement benefit goes either in repaying a home loan or meeting exorbitant expenses of a child's higher education. This makes the situation acute for a sexagenarian.

The stock market is the most lucrative place for investors, who intend to multiply money within a short span of time. However, this involves a lot of risk. No market is free from risk, but inherent risk in the stock market investment is higher than any other conventional investment. There are some investors, who want to take advantage of the stock market return in a passive way. The mutual fund is the best product for people, who stand to gain from calculated risk.