e-Wallet money tranfer peer-to-peer payments service

Hello! I am looking to develop a Ewallet money transfer app. You can send money to anyone with an email address, phone number. You’ll need to link your bank account to Dwolla Api, and you can keep a balance using the service for future payments. Its features include MassPay, which allows you send thousands of payments at once, and recurring payments. Our app service will lets people send money to friends and family using your smartphone. I allready have the wireframe design as well as the Api information. Send money to anyone in the US with just an email address or phone number. Request money from others and keep track when they pay you back. Cash out automatically with a debit card or bank account and access money you receive in minutes.