Good day,
Character creation is what I love to do, so I am interested in the project. Unfortunately I have no idea what style of character you need, nor what you will use it for, therefor I have no idea what exactly to presuppose to you. If I have to guess you may need the character for some real time application or a 3d print maybe? If you need only render it will be the cheapest. 3d printing is second, regarding the price, and a character for real time application would be the most expensive, since it will have to be remodeled in low polygon version (I know that you do not need high poly, but I use it to create the character itself, it is the low poly that is usually build after the design in high poly is done), in a way that deformation from the bones is to be believable, and the geometry not using pretty much of the computer resources.
This is what I can tell for now. Please do not hesitate to contact me. I will be happy to respond to any questions, and ideas you may have!
Regards,
Valkan Pavlov.