Create HTML layout using DIVs

Create a DIV layout for my website: I have the interface design finished in image form, I need someone to create the basic HTML layout structure in DIVs and then explain how it works. You are effectively creating a very basic prototype interface - you will NOT be required to create any graphical elements or do any design work, you are simply create a basic layout in DIVs. Please contact me if you would like further info. Thank you for your time Adam