oscommerce with script to bank account

I have a website and I currently process cc. but i want to be able charge cc using a script that will send the money directly to my account. If you know how to do that let me know. Also i want you to make a mirror site (copy of my site now) so that i can do some work on it. please see my site [login to view URL] and see if you can do it. use that to discuss with me what you can do and rate. DO NOT CONTACT ME IF YOU HAVE NO FEEDBACK!!!!!!!!!!!!!!!! I WILL REPORT IT AS SPAM