Get me on the first page of google for "weight loss spa"

I would like to get my site (I don't think I can post it here but it has weight-loss-spa in the URL. The site is only 3 months old and I have done all the work myself. I'm on the 66th spot or so for yahoo but I'm nowhere near that for google. I can do all the on-page work if given a list of "to do" for each page. I am always adding new content to the site, I have a blog and a blog writer that posts at least once per week. I hired someone to write 1 page per day after the holidays, all I need is the off-page stuff and fine-tuning my on-page SEO. Please advise if you require more info. My remaining budget is dwindling as I have a cash-flow shortfal currently projected for January so we are using credit cards for a few payments. Thank you. Kris