Risk assessment checklistprojekty

Futures Tr...performance of return on risk and margin. It will look at 3 simple indicators while using position sizing to spread the risk evenly over multiple assets. Plan to run 12-20 futures instruments. Risk Management Allocate 0.05% - 2% of account size for risk per trade Example: $100,000(account size) x 1% = $1,000 $1,000 would be the max allowed per trade Would need input for user to select percent of account size or just a max risk $ amount per trade Buy/Sell Engine Need user input for the below indicators Entry will be based off 3 indicators Input for Max contracts per trade Scale out Options - Boolean to check if you want a scale out of x % of position size and at what Risk reward % (1R 2R etc.) Will need Inputs for sc...

Assessment for the Associate Software Engineer role. I'll try to submit the given assessment as soon as possible.

I'm seeking an experienced and creative Interior Designer who specializes in residential spaces. Preferably someone who is well-versed in modern design aesthetics to redesign my living room and bedroom. Specific requirements: - Conduct a thorough assessment of my current living room and bedroom layouts - Create a modern interior design plan to transform the two spaces - Recommend suitable furniture, decorative elements, color schemes, etc. Ideal candidate: - Extensive experience in residential interior design projects - Portfolio with modern style designs as primary focus - Exceptional creativity and efficiency - Excellent communication and ability to understand my style preferences. Looking forward to transforming my home into my dream space!

I'm in need of a skilled data storyteller who can use Tableau to present insights derived from our data. This assessment relates to the following unit learning outcomes: (1) Develop an understanding of a problem and identify the related data which tells a story about the situation; (2) Develop a narrative to communicate data-driven conclusions effectively; (3) Identify appropriate visualisations to communicate this narrative; (4) Produce high quality data visualisations using software packages (such as Tableau); (5) Demonstrate effective communication skills appropriate to a variety of audiences and through a range of mediums (e.g. dashboards, powerpoint, infographics); Assignment Description: Create a Presentation utilising Tableau Story functionality and the concepts learnt...

...have a clear understanding of the market dynamics. - Risk management: The candidate should ensure to implement necessary risk measures, including but not limited to: - Stop-loss orders: Ensuring that losses are minimized by closing the trade when a set price is reached. - Position sizing: Properly determining the size of each trade relative to the total account size to manage risk. - Risk-reward ratio: Calculating the potential profit to potential loss ratio before executing each trade. The ideal candidate should have: - Expert level experience in forex trading - Proven track record in implementing scalping strategies - Strong understanding of risk management and experience in implementing stop-loss orders, position sizing, and risk-re...

I am in need of a professional auditor who specializes in evaluating performance metrics specifically in the field of customer satisfaction. Your main task will be to identify the strengths and weaknesses, and suggest viable improvements in our customer assessment processes. Key tasks include: - Comprehensive review and evaluation of our existing customer satisfaction assessments - Identifying strengths and weaknesses in our current methods - Proposing improvements to enhance our customer satisfaction At the conclusion of the audit, I would like the results to be presented in the form of presentation slides. The presentation should be detailed, clear, and easy to understand. Ideal Skills and Experience: - Proven experience in auditing, preferably with a focus on customer sa...

I'm seeking a skilled researcher with expertise in mathematical modelling to conduct a thorough literature review. The review should encompass the following: - Data Analysis: A detailed examination of different data analysis techniques and their application in mathematical modelling. - Modeling Techniques: A critical assessment of various mathematical modelling techniques and their strengths and limitations. - Real-world Applications: An insightful overview of how mathematical modelling is applied in real-world scenarios and its impact on decision-making processes. The review should be meticulously compiled from reputable scientific journals and academic papers. I envision the review to be 3000-4000 words in length, demonstrating a strong command of the subject matter and the ...

I am currently on the lookout for a professional advocate who specializes in evaluating land deeds. My objective is to evaluate the potential legal risks involved, particularly regarding discrepancies to be identified before registration. I need assurance that the deed is free of errors and inconsistencies. Skills and experience required: - Previous work in property law - Experience with identifying zoning violations and encumbrances - Precise attention to detail for detecting discrepancies in legal documents The ultimate goal is to navigate any legal pitfalls and ensure a smooth transaction process. With your expert assistance, I hope to untangle any potential legal snarls.

...such as data variability and subjective interpretation. - Preparation and Training: Before commencing the labeling task, you will undergo an introductory training session to familiarize with the dataset and the criteria for quality classification. This training will include: - Detailed explanation of quality criteria for each class (B, C, D). - Identification of significant features for quality assessment. - Instruction on data labeling guidelines and procedures. Skills and Qualifications: - Strong attention to detail and accuracy in labeling. - Clear communication skills to articulate classification rationale and uncertainty estimation. - Background in forestry, wood science, or related fields is preferred but not mandatory. Duration: The project is expected to be completed w...

I'm developing a heart disease prediction system with the frontend part already complete. I now require a Machine Learning expert to integrate a predictive...the backend. Since the programming languages for frontend and backend were not specified, please be familiar with popular ones such as Python, JavaScript, and PHP. Key responsibilities will include: - Developing a Machine learning model to predict heart disease using symptoms and risk factors - Integrating the model with the existing backend Ideal applicants should: - Have experience in Machine Learning and backend development - Be familiar with healthcare datasets - Be comfortable working with symptoms and risk factors to predict heart diseases Please include your past experiences and detailed project proposal...

...1.2 Eligibility to borrow 13.1.3 Level of funding/ credit limit 13.1.4 Loan term 13.1.5 Instalment amount 13.2 Open API – to integrate to other systems 13.3 Financial projections - it should have ability to capture both historic financial performance and projected financial performance Accommodate both existing and startup businesses). 13.4 Provide a Risk Score by transaction and sector. 13.5 Reject or Approve transactions based on the risk score. 13.6 Ability to securely store historical ratings and retrieve for future use. 13.7 Automated alerts and reminders - Automatically notify borrower on loan application progress status, instalment due date, arrears etc. 13.8 Provide trend analysis reports Per sector, clients demographic information (e.g age, gender) loan cat...

This specification outlines the requirements for the development of a solution integrating PowerMTA, an Email Marketing Application, a warm-up guideline, and IP rotation functionality supporting up to 20++ IP addresses. Requirements: 1. PowerMTA: ...deliverability. Additional Requirements: The solution must be scalable to accommodate a larger volume of emails. The solution must be secure and protect against spammers and hackers. The solution must be user-friendly and easy to use. Expected Outcomes: Upon completion of development, this solution is expected to enable the sending of large volumes of emails with high delivery rates and minimal risk of being blocked by ISPs. The solution will also provide the user with the ability to track and optimize the performance of their email ...

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

...website's current functionality. Ensure a seamless structural flow between pages, specifically focusing on the integration between location-specific pages and the main service page. Troubleshoot and resolve any issues related to page linking, ensuring all connections are logical and functional. Maintain the integrity of the original page designs while making structural adjustments. Provide a detailed assessment of the site's current architecture with recommendations for improvements that do not involve design changes. Requirements: Proven experience as a web developer with expertise in enhancing the structure of existing websites. Proficient in HTML, CSS, JavaScript, and other web development technologies relevant to the site's current build. Excellent diagnostic ...

I'm seeking a competent individual to assist in an in-depth case study analysis and investment strategy development. Key Re...aligning them with strategic goals - Developing an investment strategy that addresses the identified risks and opportunities - Evaluating the best solutions and selecting a viable one for implementation - Creating a comprehensive implementation plan The ideal candidate should: - Have experience in case study analysis, particularly in investment strategy development - Possess a strong understanding of risk identification and management - Be proficient in conducting effective problem analysis and solution evaluation - Demonstrate a solid grasp of the current macroeconomic environment - Showcase excellent strategic planning skills, particularly for inves...

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

I'm in need of an experienced PowerShell and Azure automation developer to help with a project that will primarily focus on scripting repetitive tasks and improving operational efficiency. This will involve working with Azure Active Directory as well as tasks inside Virtual Machin...Skills and Experience: - Extensive experience with PowerShell scripting, particularly in an Azure environment. - A deep understanding of Azure Active Directory and working with it programmatically. - Previous experience automating tasks inside Virtual Machines in Azure. The primary goal of this project is to increase our operational efficiency by automating time-consuming tasks and reducing the risk of human error. If you possess these skills and are looking for a challenging project, I'd lo...

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

...1 year: Accelerate scaling by increasing and managing a team of 3-6 ML engineers to ensure the achievement of processing 10 million CVs per month. Personal traits: Interest in our HR/recruitment app and passion for hiring-related products. Respect and Commitment: Adhere to company hierarchy, respect leadership, dedicated to our mission. Independence: Capable of solo work, decision-making, and risk-taking. Positive Attitude: Emotionally stable, solution-focused, resilient to personal issues. Efficiency: Prioritizes effectively, aims for quick and quality outcomes. Team Harmony: Treats colleagues like friends, resolves conflicts independently. Innovation: Proactively proposes and demonstrates new ideas, embraces all tasks. Attention to Detail: Thorough in tasks and testing, prior...

I'm in search of an accomplished web content writer to produce material on the subject of cryptocurrency investing. The ideal candidate will bring the magic trifecta of strong writing skills, a grasp of the subject matter, and the ability to turn jargon into user-friendly language. Specifically, I need information about: - Crypto investing techniques and best practices - Risk evaluation and management in cryptocurrency investing The audience is intermediate-level cryptocurrency investors, so it's crucial that the content strikes a balance between being sufficiently informative and not overly technical. It's crucial the content writer is capable in: - Explaining complex subjects simply - Creating engaging and persuasive content - Having solid understanding of crypt...

I'm in need of a skilled engineer who can help me secure a variance from the county. The goal is to ensure the septic system's proximity to my deck does not pose a risk and vice versa. This will involve creating a letter that addresses the following key points: - The septic system should not have any adverse effects on the deck's stability or integrity. - The deck should not in any way compromise the effective functioning of the septic system. I have the following documentation available: - Septic system design plans - Site survey - Photos The successful candidate will be able to demonstrate: - Proven experience in dealing with local building and safety codes. - A comprehensive understanding of septic systems and their requirements. - Excellent written communication s...

I'm looking for a skilled developer to create a secure web-based platform. T...surveys and assessments. - The questionnaires will contain both multiple-choice and open-ended questions. -Reports need to be automated in PDF format -i want to know what software you plan to use fir the user interface and the back end data collection Ideal Skills: - Proficiency in web development, especially in creating secure platforms. - Experience in designing and developing survey and assessment tools. - Familiarity with encryption and secure data storage practices. - Ability to create a user-friendly interface for easy questionnaire creation and response submission. If you have the right skills and experience for this project, please reach out. I'm looking forward to discussing this o...

...of coastal informal settlements. The primary aim is to provide government agencies with a comprehensive overview of settlement expansion and potential areas of vulnerability. Key Requirements: - Development of an open-source CISMS Geospatial Dashboard - Integration of various data inputs including satellite imagery, census data, drone imagery, aerial photography and exposure to natural hazard risk - Emphasis on tracking and monitoring settlement growth - Target audience: Government agencies Ideal Skills: - Proven experience in geospatial dashboard development - Proficient in integrating various data inputs - Understanding of coastal settlement dynamics is an advantage - Previous experience working with government agencies is a plus. Please provide samples of your previous wo...

I am in need of a skilled professional who is proficient in SmartPLS, and has experience in PLS SEM, specifically focusing on Measurement model, Structural model and Model assessment. Key project requirements: - The freelancer must be an expert in SmartPLS, as it's the preferred software for this analysis. - The primary goal of this project is to test a theory. - This will involve constructing and analyzing a measurement model, structural model, and assessing the overall model quality. Ideal skills: - Proficiency in SmartPLS, and previous experience in PLS SEM. - Strong analytical skills and the ability to interpret complex data. - A solid understanding of measurement and structural models in PLS SEM. - Previous experience in theory testing using PLS SEM would be a significa...

Assignment: Cell Injury, Cell Death, and Adaptations Bronchi of a smoker Draw an illustration/scheme showing the changes in the Bronchi of smokers and describe the associated signs and symptoms (if any) and potential risk factors. When drawing, consider the following: • Type of stress (physiologic/pathologic) • Types of change (physiologic/pathologic) • Changes at the cellular level/organ level • Cellular accumulation (if any) • Duration of stress (short/long) • Any changes related to the duration of stress • Potential solutions to resolve the changes (e.g., reducing specific substance intake, increasing cell oxygenation, etc.) • Cell death (if any) include the the reference uses in APA formate

We require a freelancer to perform reviews of client issued service contracts for our projects on an ongoing basis. Understanding of Australian law is essential. We're a professional services firm based in Sydney - we are issued with service contracts by our clients on a regular basis, when we agre...and/or are commissioned to provide services to them. Our contract reviewer should review terms and conditions of client issued service contracts to: - identify risks and provide advice/guidance for the purposes of negotiating terms with clients; - identify conflicts with our standard terms and conditions - assist in responding to client notes/exceptions, including providing an assessment of ongoing contract risk - ensure indemnity levels in contracts are consistent with ...

...football betting markets, you will engage with potential clients, understand their investment goals, and recommend tailored consulting solutions to meet their needs. Key Responsibilities: - Proactively identify and reach out to potential clients interested in football betting investment consulting services. - Conduct thorough consultations with clients to understand their investment objectives, risk tolerance, and betting preferences. - Educate clients on the benefits of our consulting services and present customized investment strategies tailored to their needs. - Build and maintain strong relationships with clients to ensure satisfaction and long-term partnership. - Collaborate with our marketing team to develop sales materials, campaigns, and strategies to effectively promot...

I'm exploring an office to flat conversion in Twickenham. Since the building is over a century old and I don't have access to its original plans, I need an expert to determine which walls are load bearing and which can be safely r...original plans: Since I don't have access to the original architectural or structural plans, the freelancer will need to assess the building on-site. Ideal Skills and Experience: - Structural engineering or architecture background with experience in load bearing wall assessment - Familiarity with older buildings, particularly those over a century old - Able to carry out on-site assessment without reliance on original architectural plans It is important that the freelancer can provide a comprehensive and reliable assessment ...

I am seeking an experienced analyst to conduct a thorough, cradle-to-grave Life Cycle Assessment (LCA) for a fleet of motor vehicles. This LCA is aimed at evaluating and understanding our environmental impact. Key tasks to be undertaken in this project: - Conduct detailed LCA for the manufacturing process, the usage and the disposal process - Identify key areas within the LCA analysis for potential environmental improvement. Successful freelancers will ideally have: - Proven experience in LCA, specifically within the manufacturing sector - A strong understanding of cradle-to-grave analyses - The ability to identify and suggest key environmental improvements - Understanding of SimaPro or similar software This project offers the opportunity to these findings in a research paper ...

...catering mainly to larger commercial enterprises and government clients, tackling discreetly high-profile issues such as beaver and predator management. Project Overview: Despite our success, we face a challenge in maintaining a cohesive brand identity and online presence. Our marketing efforts and SEO strategies often conflict due to the dual nature of our services. When we focus on pest control, we risk losing authority in wildlife management, and vice versa. Thus, we seek an effective solution to capitalize on both avenues of growth while simplifying our marketing efforts. This may involve strategies such as creating a segmented website, spinning off another brand/website, or other innovative approaches. We are open to recommendations and require implementation expertise from...

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

...friends, family or colleagues around or apply to join the team of freelancers. education, remuneration and candidate quality: freshers or undergrads are encouraged to apply who want to work in the competitive market and earn handsome amounts of money through dedicated work. experience: no prior experience is required, you will be trained and your training period will be paid. Assessment and selection: however your assessment shall be solely based on your dedication, keen interest, service quality and early/ timely delivery of projects. apply by mentioning your name, cv for freelancing position, field of interest (like marketing, finance, statistics, drafting contracts etc in subject line along location). we would like to give preference to Karachi girls due to our busin...

...- Rationale and Benefits: Discuss why organizations are shifting towards this approach, emphasizing the advantages such as diversity, reduced bias, and better job fit. 3) Skills-Based Hiring Processes: - Identification of Required Skills: Explore how organizations determine the specific skills required for different roles. This might include competency frameworks and job analysis techniques. Assessment Methods: Detail various methods used to assess candidate skills, such as structured interviews, skill assessments, practical tasks, and gamified elements. - Technology and Tools: Discuss the role of technology in skills-based hiring, including platforms and software that aid in assessing and tracking candidate skills. 4a) Impact on Organizational Strategy and HR: - Strategic Ali...

As an entrepreneur in the financial market, I am in need of an experienced software e...needs to incorporate the following charting tools and strategies: - Moving averages - Bollinger Bands - Relative Strength Index To ensure trades are protected against adverse market conditions, it is integral that the software comes with these risk management features: - Stop-loss orders - Take-profit orders - Trailing stops Prospective freelancers should have extensive experience in forex trading, software engineering, and a solid understanding of the financial market's dynamics. Knowledge of the listed charting tools and risk management features is also critical. Your expertise is crucial in building a software that is accurate, user-friendly and reliable for for...

Proszę, Zarejestruj się lub Zaloguj, żeby zobaczyć szczegóły.

I need to streamline the sales process in Salesforce by automating the workflow for Opportunities. The professional I'm looking for should be able to: - Set up Salesforce Flows - Configure the Flows to automate the workflow for Opport...and doesn't hinder the sales process Ideal Skills and Experience: - Proficiency in Salesforce Flows and Orchestration - Proven experience in workflow automation, ideally in a sales context - Understanding of Opportunities in Salesforce and how to leverage them for sales process optimization The primary goal is to enhance the efficiency of our sales team, eliminating manual steps and reducing the risk of errors, while also ensuring our sales process remains effective. Experience with similar projects, especially in the sales domain, would...

...shared ownership of the change process. Measure and Evaluate Effectiveness: Establish key performance indicators (KPIs) to measure the effectiveness of the sales coaching intervention in driving adoption and acceptance of the new ways of working. Regular feedback sessions and assessments will be conducted to gauge progress and identify areas for improvement. Approach: Assessment and Customization: Conduct an initial assessment to understand the specific challenges, cultural nuances, and communication gaps within the organization related to the change initiative. Tailor the sales coaching program to address these unique needs and objectives. Workshops and Training Sessions: Design and deliver interactive workshops and training sessions for leaders, focusing on essential...

...1: Undertake a self-assessment where you complete your own Vocational Currency Table for a unit of competency you plan on teaching. COMPLETED Part 2: Complete a Profiling Tool (Calculate the scores - Not completed) and self-assess your skills against selected capability benchmarks to identify areas for improvement as a trainer/assessor. COMPLETED Part 3: Create your own Professional Development Plan including three (3) development categories and one goal/action to maintain currency in your vocation (these should align to Part 1 and Part 2 self-assessments) NOT COMPLETED - Table to complete Get set up - Not COMPELETED Set up a secure folder where you will store all evidence you create for this task. This folder—with the items you store in it—will become the asse...

I need assistance with an assignment concerning supporting personal wellbeing in the workplace. Key Requirements: This workplace project requires you to demonstrate skills and knowledge to support own personal wellbeing in a simulated workplace (Bounce Fitness) This assessment includes the following tasks: Task 1: Reflect on Personal Wellbeing and develop a Communication Plan Task 2: Communicate with the Supervisor Task 3: Formal and Informal Wellbeing Resources You will need at least one participant for this assessment. Ideal Skills: - Background in Psychology, HR, or similar fields. - Experience in academic writing, particularly in the realm of employee wellbeing. - Ability to deliver high-quality work within a tight timeframe. Please let me know if you have questions...

I have hosting from wix and website maker too We are Nexus Security, a company specializing in Penetration Testing, Ed-Tech and Ransomware Risk Mitigation and Recovery. I want a website to be highly attractive and catchy. I want a Home page with The CEO-Founder Pic and information, followed by testimonials from various clients. (2) Page for showing our diverse pen testing services. (3) Different page showcasing our our inbuilt premium cyber sec courses and udemy courses from our company. (3) We want a page for other services like webinars, ransomeware risk mitigation and recovery. (4) We want a hiring page for the people who our trying to get our internship. (5) I want a page which i can easily edit to add/remove my team members to show them to audience. (6) All all these pag...

...conduct research intensive project to help us identify: - Reliable location for investment that meets the cost goal - Find trustable , reliable agent with proven experience who can help with plot purchase, construction strategy and sale - Management of property development In bid please share how you would approach this project. And how you can help ensure there would not be fraud or excess risk to investor. Payment can be in milestone: 1) identification of agent and project proposal 2) payment for site visits during construction 3) upon sale of property, major bonus based on how much profit Freelancer must be near to Islamabad....

I'm in need of an expert to evaluate my residential home's foundation. The primary aim of this project is to assess the required repairs of the foundation. There are certain signs that have led me to believe the foundation might have some issues, including cracks in the walls and floors as well as uneven and sloping floors. The individual ideal for this job should have rich experience in civil engineering, specifically in foundation assessments, and should have relevant skills in identifying and suggesting solutions to foundation problems. Please make sure you could provide a clear diagnosis and, if possible, an estimated cost for the necessary repairs.

I need a pro forma analysis conducted to forecast future performance for my business. The main objective of this project is to evaluate and forecast future financial performance of my b...Strong understanding of financial modeling - Experience in creating pro forma statements - Ability to analyze and interpret financial data - Ideally, experience in the industry would be beneficial but not essential Your role in this project will be to: - Utilize historical financial data to forecast future performance - Create detailed and accurate pro forma statements - Identify and highlight key risk factors and potential areas of sensitivity - Provide recommendations based on your analysis As I'm particularly interested in the revenue projections, please make sure you include this in yo...

...capability to forecast potential financial outcomes - Implementation of NLP for easy user interaction - A recommendation engine for personalized advice Data Analysis: The system must be proficient in analyzing various types of financial data, including but not limited to: - The user's income and expenses to track financial habits and frequent expenditures - Investment portfolios for trend analysis, risk assessments, and potential growth opportunities - Credit card transactions to gain additional insights into purchasing behaviors Ideal Skill Set: - Experience in AI Development - Proficient in Predictive Analytics, NLP, and Recommendation Engines - Strong understanding of finance and personal budgeting systems - Deep knowledge in data mining and analysis Please note that...

...embarking on a winery start-up and I'm in need of assistance with the financial analysis part of the business plan. I'm looking for someone who has considerable experience in business finance, particularly in the winery industry if possible. The ideal freelancer for this job would have: - Expertise in creating financial forecasts and budgets for start-ups - Profound understanding of financial risk management - A rich background in financial modelling and analysis - Experience in working on winery businesses would be highly advantageous Additionally, I'm also interested in receiving an outline for cash flow management. It would be great if you could demonstrate your capability to develop a comprehensive cash flow management system in your proposal. Understanding ...

I need someone to write 900 word case study analysis. The case study is about risk management. I will provide case study file and more instructions about the task in chat. Thanks

I am in search of a proficient financial analyst knowledgeable in financial modeling and investment analysis. The successful candidate...analyst knowledgeable in financial modeling and investment analysis. The successful candidate should have a keen eye on assessing financial risks and make informed decisions. The provided data for analysis will include balance sheets, income statements, and cash flow statements. Proficiency in Excel is highly crucial for seamless execution of tasks. Experience in financial analysis and modeling, risk assessment, and investment analysis will be beneficial. Able to work with Excel is a must-have. The ideal candidate should demonstrate attention to detail, understanding of financial trends, and maintain confidentiality. Accuracy is vital in all...

...developing review and rating platforms or similar user-generated content sites. 2. Strong grasp of UI/UX design principles. 3. SEO knowledge to maximize site visibility and performance. 4. Experience in projects with integrated monetization capabilities. **Additional Information:** - Remote position with flexible scheduling. - Open discussions on project scope and timeline tailored to your expert assessment. - Payment terms (hourly or fixed-price) are negotiable. - Project expected to take 6-8 months, subject to revision based on your input. - Kindly provide examples of past projects, particularly those involving security and monetization. **How to Apply:** If this project sparks your interest and you meet the above criteria, please send your proposal detailing your previous ...

...should monitor and manage my investments, ensuring that my portfolio remains balanced and aligns with my risk profile. The bot should be compatible with Binance, as it is my primary exchange for trading. Please only reach out if you have experience developing trading bots and are familiar with the Binance exchange. Detailed Rules: The bot should open positions at specific times when the price is above or below the Exponential Moving Average (EMA). It should calculate the price difference between the opening price and the EMA. Based on this difference, it will determine the position size. The risk per trade will always be set at 2% of the total available funds in the account. Therefore, the risk will consistently equal 2% of the total funds in the account and sim...